'News You Can Use...' from Dennis February 2007
(607) 227-6422 dennis.mogil.realtor@gmail.com dennismogil.howardhanna.com
Introduction to Mortgages
By L. Seeber
When seeking a mortgage, you should be aware that there are several different types. The following article describes fixed, variable, and capped mortgages.

Fixed – If you want to know what your mortgage payments will be for a predetermined period of time, consider a fixed rate mortgage. This type of mortgage will guarantee the amount of money you'll pay for a specified period of time. Once that time period ends, your... Read More
Ten Countertops for Your Kitchen
By Roselyn James
Whether you're remodeling your kitchen for your own use or to increase your home's value, it's important to consider functionality, budget, and ease of care when choosing new countertops. Here are ten popular choices:

Laminate countertops are made of layers of craft paper soaked in resin. They come in an extensive choice of colors and patterns and can be installed by the homeowner... Read More
Mirrors Making a Design Comeback
By ARA
The use of mirrors in interior design hit their peak in the 1970s, when they could be found on walls, in architectural designs, and even on some ceilings. Over the next 10 years, their use declined, but designers are incorporating them again in new designs that add substance to style.

This emerging increase of mirror use was highlighted by the 2006 Mirrorlink.org Design Awards competition, sponsored by the Mirror Division of GANA, which is comprised of North American manufacturers and suppliers of quality mirrors for use in design, as well as in furniture and other residential and commercial applications.

To view photos of the 2006 winners and honorable mentions, log on to www.mirrorlink.org. The site also features access to a list of the members of the Mirror Division.
How to Find a Roof Leak
By B. Conrad
A leaky roof is one of the most common challenges faced by homeowners. When the roof leaks, a variety of problems can follow, from infestations of mold and mildew to damaged foundations. Many times a roof leak can be repaired, with low expenses and minimal time commitment. The first step is to identify the source of the leak.

The first sign of a roof leak is often the presence of wet ceiling tiles. In this case the source of the leak can often be found by tracing the leak backwards to its source on the roof, keeping... Read More
Protect Your New Countertops
By Mary Ward
When you spend a pretty penny for beautiful new countertops, it makes sense to protect them from damage. While a potholder or a folded up kitchen towel will do in a pinch, a trivet offers much better protection. Just make sure you choose a trivet that has felt or some other soft material on the bottom to avoid scratches. When you pull something hot off the stove or out of the oven, grab a trivet, before setting it on your countertops.

Another attractive option is finding a great looking piece of tile. Make sure it is fairly large and that it isn't delicate, so it can withstand heat. Glue felt to the bottom or add some soft fabric at the corners for easy movement and so it won't scratch your countertops. Polish up the tile and use it as an accessory. Because it looks so nice, you won't have to hide it away in a cabinet, and it will always be accessible when you need it.

It's also important to keep a good cutting board handy so no one will be tempted to cut directly on your countertops. Wood is nice, but glass will look even better.
Dennis H. Mogil  -  (607) 227-6422 'News You Can Use...' from Dennis  -  February 2007 

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Dennis H. Mogil, Howard Hanna Real Estate Services (formerly RealtyUSA), The Mary Stoe Team 2333 N. Triphammer Road, Ithaca NY 14850
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The material in this publication is provided for your informational purpose only and is not intended to substitute professional advice.
If your property is currently listed with a Real Estate Broker, this publication is not intended as a solicitation.
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