Realty Solutions and Systems for Your Best Life! September 2010
(254) 339-9883
KIM'S WORLD
By Kimberly Fowler
     Just a personal note about my world. I have been busy meeting and working with some really great people! I am happy to announce closings this month with Lea Ann and Alan, Kelly and Daniel, Saul and Ramona. Thanks for your business and your referrals. My success is built on happy clients like you and your referrals. I appreciate you very much! 
     I am excited to mention Brooke and Coby and Emma and Sam for trusting me with the listing of their homes; 4400 Timbercrest and 4000 Maple. I am going to go all the way on doing my best to get your home sold.Thank you for trusting me to get the job done!
     My family is having a great month. Brooke is in finals week at University of Mary Hardin-Baylor and Cody is finishing 10th grade. He is a drummer in a band and looking for gigs. Bob, my husband is still slaving away at PCA. I am looking forward to working with you all now and in the future. Please remember me when you hear of a friend that needs to buy or sell.
Your Realtor,
Kim
Are You Considering Refinancing?
By S.F. Heron
People refinance home loans for many reasons. Some homeowners want to reduce payments or acquire a lower interest rate. Others refinance for debt consolidation or to fund major home renovations. Whatever your reason, today's low mortgage rates make refinancing a viable option.

Weigh the cost of refinancing to determine whether a new mortgage will ultimately save you... Read More
Expensive Updates that May Not Increase Your Home's Value
By Jane Dee
If you're considering renovating your home to maximize sale profit, be aware that some renovations may not yield the returns you expect. The following five renovations are all projects that shouldn't be undertaken merely for resale profit.

Swimming Pool
Before you invest in a swimming pool, study the market in your area. Depending on the... Read More
Five Top Trends in Patio Design
Courtesy of ARAcontent
When does a trend become a tradition? With continued interest in creating great outdoor living spaces, the trend for jazzing up the backyard may just be on the verge of becoming a staple of the American home, and as much a requirement as a great kitchen or welcoming bath.

Homeowners are always looking for new ways to create a "wow effect" in their outdoor living... Read More
A Few Great Reasons to Buy
a Home Now

By Evelyn Fielding
Buying a home has always been the best investment, and today it's even better. Reports of doom and gloom must be put into perspective, and the longer you hold out waiting for the best deal the more likely you are to miss a great opportunity. Here are some reasons why now is a good time to buy a home.

It's a Buyer's Market, Folks
Many sellers have upgraded properties to increase curb appeal. Your next home most likely has new windows, a top-notch roof, energy efficient appliances, and a much nicer bathroom and kitchen. There is no need to worry about... Read More
Invest in Your Community by Shopping Locally
By E. E. Kane
Once upon a time, consumers stopped at the butcher for meat, the drug store for pharmaceuticals, and the grocer for vegetables and food staples. Now you can have the tires changed on your vehicle while you shop for groceries and your teenage daughter scavenges for clothing on the clearance rack—all under the same roof. You have to admit, those chain warehouse-size stores are enticing, and it's doubtful they'll go away anytime soon.

But turn your attention to the mom-and-pop shops just around the corner from your house, or the local farmers' market that sets up in a local lot on summer Saturdays. These independent small businesses are... Read More
Featured Listings
902 FM 1783
Gateville TX
4 bed 2.5 bath
2 living 2 dining
5 acres
4000 Maple
New Listing 50's
2 Bedroom
Fenced Yard
Reduced
741 PEBBLE CREEK
Just Listed- Relocating
Warranty included, 2 dining
areas, a must see.
Must Sell
421 RICHLAND DRIVE
Just Listed - Relocating
3 bedrooms, formal living/
dining, casual den and
dining and warranties
Kimberly Fowler's Heart of Texas Group  -  (254) 339-9883 Realty Solutions and Systems for Your Best Life!  -  September 2010 

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Kimberly Fowler's Heart of Texas Group, Keller Williams Realty, P O Box 439 , Gatesville TX 76528
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The material in this publication is provided for your informational purpose only and is not intended to substitute professional advice.
If your property is currently listed with a Real Estate Broker, this publication is not intended as a solicitation.
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