Will Homeowner Tax Perks
Change in 2013?
 The terrain of homeowner tax credits is shifting slightly this year, and it is still unclear how it will all settle. Several credits homeowners have enjoyed the past few years have already expired. Which credits still exist in spite of the looming fiscal cliff, and which credits are on the probable chopping block?
Already Axed, Or Endangered Credits
• Credits for mortgage insurance premiums (a requirement for a mortgage when... Read More |
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Should You Pay Mortgage Points?
 If you apply for a mortgage loan today chances are that the lender or broker will propose that you pay a discount point or two to get a better deal. But what does that mean exactly and will it really be beneficial to you? It depends on your unique situation.
What Are Mortgage Points?
Before you agree to pay a point or more to your mortgage lender, make sure that you fully understand what that means. A point is equal to... Read More
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Home Decor Trends for 2013
 Despite its negative reputation, the number 13 doesn't always have to be unlucky. Take these top decor trends for 2013 from design experts, manufacturers and trend forecasters across the country. They're fresh, fun and sure to bring good fortune to any home.
Color: Emerald Green for 2013
Industry leader Pantone's annual fashion color report sets the tone for home decor as well as... Read More |
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5 Signs that Now is a Good Time to Buy
 Homes are spending less time on the market. A year ago, the median time it took a house to sell was 96 days. Now the median time has been shortened to just 71 days. A shortage of inventory, an increase in demand, and those ever-favorable mortgage rates are turning the market around.
Homebuilder optimism is up. The National Association of Home Builders/Wells Fargo Housing Market Index measures the optimism of builders in regards to the newly-built, single-family home market. In November, the index rose five points to 46. This is the highest the index has reached since May 2006, and it is far above the November 2011... Read More |
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Nontoxic Relief for
Moldy Homes
Molds bloom in a variety of colors: red, green, blue, gray, white, and the dreaded black. Some molds are toxic and can cause respiratory problems, sinus infections, and other health issues. No matter what color mold is wearing, it looks creepy, ruins some materials, and emits an off-putting odor. In short, mold makes a bad roommate. Here's how to kick it out, without creating equally bad air quality issues in your home from cleaning chemicals.
Moisture + mold spores + time
= mold infestation.
You can't block mold spores from entering your home, but you can control its growth by keeping your home dry. Inspect your home for... Read More
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